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Cookie Policy

Last updated: 23 September 2026

What are cookies?

Cookies are small text files placed on your device when you visit a website. They help the website remember your preferences and understand how you use the service.

Cookies we use

Essential cookies

These are required for the service to function. They cannot be disabled.

CookiePurposeDuration
__sessionFirebase authentication sessionSession
__stripe_midStripe payment fraud prevention1 year
maff_embedSet only when our calculator is shown inside a partner's website, so it displays correctly thereSession
maff_embed_srcRecords which partner website the calculator was opened fromSession
maff_owner_deviceSet only for the site owner, so their own test checks are left out of the site's statistics1 year

Analytics cookies

These help us understand how visitors use our service so we can improve it. They are only set if you accept them on the cookie banner — until then, no analytics cookies are stored and Google Analytics runs in a cookieless, consent-denied mode. IP addresses are anonymised.

CookiePurposeDuration
_gaGoogle Analytics — distinguishes unique visitors2 years
_ga_*Google Analytics 4 — maintains session state2 years

Advertising measurement cookie

Set only when you arrive by clicking one of our Google ads. It is a first-party cookie holding the click reference Google adds to the ad link, so we can tell whether that ad led to a completed check or application. If you run a check, the reference is stored with it, and the reference plus the date of the outcome may be reported to Google Ads. Your name, email address and financial details are never included. No Google Ads script runs on our site.

CookiePurposeDuration
maff_gclid / maff_gbraid / maff_wbraidGoogle Ads click reference, used to measure whether the ad led to a check or application90 days

Cookies we do not use

We do not use remarketing cookies or third-party advertising scripts. We do not sell cookie data, and we share nothing with advertisers beyond the Google Ads click reference described above.

Managing your cookies

You chose whether to allow analytics cookies when you first visited. You can change or withdraw that choice at any time using the button below — it is as easy to withdraw consent as it was to give it.

You can also control and delete cookies through your browser settings. Disabling essential cookies may prevent the service from functioning correctly. For more information on managing cookies, visit aboutcookies.org.

Questions?

If you have questions about our use of cookies, please contact us at [email protected]. See also our Privacy Policy.

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