Mortgage Deed
The legal document securing the lender's interest in your property.
The mortgage deed is a legal document you sign before completion that gives the lender a legal charge over your property — meaning they can repossess and sell if you default on payments. It's registered at the Land Registry alongside your ownership title. Your solicitor sends the mortgage deed to you with your completion statement; you sign, return, and it's lodged at the Land Registry shortly after completion.
Related terms
- Completion Day →
- Completion Statement →
- LTV →
- Exchange & Completion — full guide →
This glossary entry is a brief definition. For the full practical walkthrough, see the guide above.
- Full Glossary →
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