Simple, Transparent Pricing

Start free with 9 high-street lenders. Upgrade to see all 58 — including the specialist lenders brokers use. One-off payment, no subscription.

Free

£0

No card required

  • 9 major UK lenders checked
  • Manual income entry
  • Basic PDF report
  • No credit search
  • Save results to your account

Get a solid overview of your borrowing potential across 9 major high-street lenders. Perfect for a quick check before speaking to a broker.

Most Popular

Premium

£9.99one-off

Not a subscription

  • All 58 UK lenders checked
  • AI payslip analysis
  • Full branded PDF report
  • Joint applicant support
  • No credit search
  • Save results to your account

The complete picture. Check every major UK lender including building societies and specialist lenders. Upload payslips for automatic income extraction and add a joint applicant.

Buy-to-Let

£9.99one-off

Not a subscription

  • 20 specialist BTL lenders
  • ICR & stress rate analysis
  • Portfolio landlord rules
  • Limited company support
  • Full PDF report
  • Joint applicant support

Specialist BTL affordability check across 20 lenders with ICR stress testing, portfolio landlord rules and limited company support.

Frequently Asked Questions

Is there really no credit search?

Yes. We check each lender's affordability criteria based on the income and financial details you provide. We do not access your credit file, and your credit score is not affected in any way.

Can I upgrade later?

Yes. You can start with the free check and upgrade to Premium at any time without re-entering your details. Your information is saved to your account so you can pick up where you left off.

How long do results take?

Typically 2-3 minutes. Our technology checks all lenders simultaneously, so you get your complete results quickly.

Is my data secure?

Yes. All data is encrypted in transit and at rest. If you upload payslips, they are processed by our AI system and automatically deleted within 60 minutes. We are GDPR compliant and do not sell your data.

What is the refund policy?

Because results are generated immediately, refunds are not available once your report has been generated. You can preview the free tier first to make sure the service meets your needs before upgrading.

Do I need to speak to anyone?

No. The entire process is self-service. Enter your details, get your results, and download your report. If you want to proceed with a mortgage, you can take your report to any broker or advisor.

Ready to Get Started?

Start free and upgrade whenever you like. No credit search, no obligations.

We check affordability across these and 30+ other UK lenders

HSBC logoBarclays logoNatWest logoNationwide logoHalifax logoSantander logoTSB logoMetro Bank logoCoventry Building Society logoAldermore logoPrecise Mortgages logoKensington Mortgages logoPepper Money logoBluestone Mortgages logoLeeds Building Society logoVirgin Money logoSkipton Building Society logoAccord Mortgages logoAtom Bank logoClydesdale Bank logoFoundation Home Loans logoTogether Money logoFleet Mortgages logoParagon Bank logoShawbrook Bank logoHampshire Trust Bank logoThe Mortgage Works logo