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Completely free. Every lender.

While we test the service, every check is free — all 58 residential lenders and all 22 buy-to-let lenders. No card, no subscription, no credit search.

Residential

£0

All 58 residential lenders

  • All 58 UK residential lenders checked
  • Sole or joint applicants
  • Instant ranked results
  • No credit search
  • Save results to your account
  • PDF report

Buy-to-Let

£0

All 22 specialist BTL lenders

  • All 22 specialist BTL lenders checked
  • ICR & stress rate analysis
  • Portfolio landlord rules
  • Limited company support
  • Joint applicant support
  • PDF report

Frequently Asked Questions

Is it really free?

Yes. While we test the service, every check is completely free — all 58 residential lenders and all 22 buy-to-let lenders, with nothing to pay and no card required.

Is there really no credit search?

Yes. We check each lender's affordability criteria based on the income and financial details you provide. We do not access your credit file, and your credit score is not affected in any way.

How long do results take?

Typically 2-3 minutes. Our technology checks 58 lenders simultaneously, so you get your complete results quickly.

Is my data secure?

Yes. All data is encrypted in transit and at rest. We are GDPR compliant and do not sell your data.

Do I need to speak to anyone?

No. The entire process is self-service. Enter your details, get your results, and download your report. If you'd like a mortgage adviser to talk you through your results, you can tell us on the results page — otherwise your report is yours to take to any broker.

We compare affordability across 58 UK lenders

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