What You Need to Earn to Buy in BS21
The median home in BS21 sold for £330,000. To buy at that price you'd typically need a household income of about £62,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.
Deposit needed to buy in BS21
| Deposit % | Deposit £ | Mortgage needed |
|---|---|---|
| 5% | £16,500 | £313,500 |
| 10% | £33,000 | £297,000 |
| 15% | £49,500 | £280,500 |
| 25% | £82,500 | £247,500 |
A typical mortgage on the £330,000 median (85% LTV, 4.5% over 25 years) costs around £1,559/month. Based on 411 Land Registry sales.
Common questions about buying in BS21
What salary do you need to buy a house in BS21?
The median home in BS21 sold for £330,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £62,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.
How much is a typical mortgage payment in BS21?
Borrowing £280,500 (85% of the £330,000 median) at 4.5% over 25 years works out at roughly £1,559 a month on a repayment basis.
How much deposit do you need to buy in BS21?
On the £330,000 median price, a 5% deposit is £16,500 and a 10% deposit is £33,000. A larger deposit usually unlocks lower rates.
Are house prices in BS21 rising or falling?
Based on the latest Land Registry sold prices, prices in BS21 are not enough recent sales to show a trend, across 411 recorded sales.
Can you afford to buy in BS21?
Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.
Check My AffordabilityYour next steps & guides
- Check what 60+ lenders would lend youSee your real affordability
- How much can I borrow?Borrowing by income
- The UK home-buying journeyEvery stage, start to keys
- Your move timelineHow long each step takes
- Stamp duty calculatorWhat you'll pay
- First-time buyer schemesShared Ownership, First Homes, Freedom to Buy
- Saving your depositHow long to save
- Using a gifted depositBank of Mum & Dad rules
- Shared Ownership affordabilityBuy a share first