What You Need to Earn to Buy in CF63
The median home in CF63 sold for £182,500. To buy at that price you'd typically need a household income of about £34,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.
Deposit needed to buy in CF63
| Deposit % | Deposit £ | Mortgage needed |
|---|---|---|
| 5% | £9,125 | £173,375 |
| 10% | £18,250 | £164,250 |
| 15% | £27,375 | £155,125 |
| 25% | £45,625 | £136,875 |
A typical mortgage on the £182,500 median (85% LTV, 4.5% over 25 years) costs around £862/month. Based on 334 Land Registry sales.
Common questions about buying in CF63
What salary do you need to buy a house in CF63?
The median home in CF63 sold for £182,500. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £34,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.
How much is a typical mortgage payment in CF63?
Borrowing £155,125 (85% of the £182,500 median) at 4.5% over 25 years works out at roughly £862 a month on a repayment basis.
How much deposit do you need to buy in CF63?
On the £182,500 median price, a 5% deposit is £9,125 and a 10% deposit is £18,250. A larger deposit usually unlocks lower rates.
Are house prices in CF63 rising or falling?
Based on the latest Land Registry sold prices, prices in CF63 are not enough recent sales to show a trend, across 334 recorded sales.
Can you afford to buy in CF63?
Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.
Check My AffordabilityYour next steps & guides
- Check what 60+ lenders would lend youSee your real affordability
- How much can I borrow?Borrowing by income
- The UK home-buying journeyEvery stage, start to keys
- Your move timelineHow long each step takes
- Stamp duty calculatorWhat you'll pay
- First-time buyer schemesShared Ownership, First Homes, Freedom to Buy
- Saving your depositHow long to save
- Using a gifted depositBank of Mum & Dad rules
- Shared Ownership affordabilityBuy a share first