What You Need to Earn to Buy in FY6

The median home in FY6 sold for £229,997. To buy at that price you'd typically need a household income of about £43,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in FY6

Deposit %	Deposit £	Mortgage needed
5%	£11,500	£218,497
10%	£23,000	£206,997
15%	£34,500	£195,497
25%	£57,499	£172,498

A typical mortgage on the £229,997 median (85% LTV, 4.5% over 25 years) costs around £1,087/month. Based on 674 Land Registry sales.

Common questions about buying in FY6

What salary do you need to buy a house in FY6?

The median home in FY6 sold for £229,997. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £43,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in FY6?

Borrowing £195,497 (85% of the £229,997 median) at 4.5% over 25 years works out at roughly £1,087 a month on a repayment basis.

How much deposit do you need to buy in FY6?

On the £229,997 median price, a 5% deposit is £11,500 and a 10% deposit is £23,000. A larger deposit usually unlocks lower rates.

Are house prices in FY6 rising or falling?

Based on the latest Land Registry sold prices, prices in FY6 are not enough recent sales to show a trend, across 674 recorded sales.

Can you afford to buy in FY6?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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