What You Need to Earn to Buy in LA21

The median home in LA21 sold for £395,000. To buy at that price you'd typically need a household income of about £74,500 — based on a 15% deposit and a 4.5× income multiple. Prices are down 27.7% on the previous year.

Deposit needed to buy in LA21

Deposit %	Deposit £	Mortgage needed
5%	£19,750	£375,250
10%	£39,500	£355,500
15%	£59,250	£335,750
25%	£98,750	£296,250

A typical mortgage on the £395,000 median (85% LTV, 4.5% over 25 years) costs around £1,866/month. Based on 32 Land Registry sales.

Common questions about buying in LA21

What salary do you need to buy a house in LA21?

The median home in LA21 sold for £395,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £74,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in LA21?

Borrowing £335,750 (85% of the £395,000 median) at 4.5% over 25 years works out at roughly £1,866 a month on a repayment basis.

How much deposit do you need to buy in LA21?

On the £395,000 median price, a 5% deposit is £19,750 and a 10% deposit is £39,500. A larger deposit usually unlocks lower rates.

Are house prices in LA21 rising or falling?

Based on the latest Land Registry sold prices, prices in LA21 are down 27.7% on the previous year, across 32 recorded sales.

Can you afford to buy in LA21?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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