What You Need to Earn to Buy in RG23

The median home in RG23 sold for £425,000. To buy at that price you'd typically need a household income of about £80,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in RG23

Deposit %	Deposit £	Mortgage needed
5%	£21,250	£403,750
10%	£42,500	£382,500
15%	£63,750	£361,250
25%	£106,250	£318,750

A typical mortgage on the £425,000 median (85% LTV, 4.5% over 25 years) costs around £2,008/month. Based on 321 Land Registry sales.

Common questions about buying in RG23

What salary do you need to buy a house in RG23?

The median home in RG23 sold for £425,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £80,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in RG23?

Borrowing £361,250 (85% of the £425,000 median) at 4.5% over 25 years works out at roughly £2,008 a month on a repayment basis.

How much deposit do you need to buy in RG23?

On the £425,000 median price, a 5% deposit is £21,250 and a 10% deposit is £42,500. A larger deposit usually unlocks lower rates.

Are house prices in RG23 rising or falling?

Based on the latest Land Registry sold prices, prices in RG23 are not enough recent sales to show a trend, across 321 recorded sales.

Can you afford to buy in RG23?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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