What You Need to Earn to Buy in SA20

The median home in SA20 sold for £185,000. To buy at that price you'd typically need a household income of about £35,000 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in SA20

Deposit %	Deposit £	Mortgage needed
5%	£9,250	£175,750
10%	£18,500	£166,500
15%	£27,750	£157,250
25%	£46,250	£138,750

A typical mortgage on the £185,000 median (85% LTV, 4.5% over 25 years) costs around £874/month. Based on 35 Land Registry sales.

Common questions about buying in SA20

What salary do you need to buy a house in SA20?

The median home in SA20 sold for £185,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £35,000 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in SA20?

Borrowing £157,250 (85% of the £185,000 median) at 4.5% over 25 years works out at roughly £874 a month on a repayment basis.

How much deposit do you need to buy in SA20?

On the £185,000 median price, a 5% deposit is £9,250 and a 10% deposit is £18,500. A larger deposit usually unlocks lower rates.

Are house prices in SA20 rising or falling?

Based on the latest Land Registry sold prices, prices in SA20 are not enough recent sales to show a trend, across 35 recorded sales.

Can you afford to buy in SA20?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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