What You Need to Earn to Buy in SG10
The median home in SG10 sold for £675,000. To buy at that price you'd typically need a household income of about £127,500 — based on a 15% deposit and a 4.5× income multiple. Prices are down 48.4% on the previous year.
Deposit needed to buy in SG10
| Deposit % | Deposit £ | Mortgage needed |
|---|---|---|
| 5% | £33,750 | £641,250 |
| 10% | £67,500 | £607,500 |
| 15% | £101,250 | £573,750 |
| 25% | £168,750 | £506,250 |
A typical mortgage on the £675,000 median (85% LTV, 4.5% over 25 years) costs around £3,189/month. Based on 46 Land Registry sales.
Common questions about buying in SG10
What salary do you need to buy a house in SG10?
The median home in SG10 sold for £675,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £127,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.
How much is a typical mortgage payment in SG10?
Borrowing £573,750 (85% of the £675,000 median) at 4.5% over 25 years works out at roughly £3,189 a month on a repayment basis.
How much deposit do you need to buy in SG10?
On the £675,000 median price, a 5% deposit is £33,750 and a 10% deposit is £67,500. A larger deposit usually unlocks lower rates.
Are house prices in SG10 rising or falling?
Based on the latest Land Registry sold prices, prices in SG10 are down 48.4% on the previous year, across 46 recorded sales.
Can you afford to buy in SG10?
Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.
Check My AffordabilityYour next steps & guides
- Check what 60+ lenders would lend youSee your real affordability
- How much can I borrow?Borrowing by income
- The UK home-buying journeyEvery stage, start to keys
- Your move timelineHow long each step takes
- Stamp duty calculatorWhat you'll pay
- First-time buyer schemesShared Ownership, First Homes, Freedom to Buy
- Saving your depositHow long to save
- Using a gifted depositBank of Mum & Dad rules
- Shared Ownership affordabilityBuy a share first