What You Need to Earn to Buy in SN13

The median home in SN13 sold for £333,750. To buy at that price you'd typically need a household income of about £63,000 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in SN13

Deposit %	Deposit £	Mortgage needed
5%	£16,688	£317,062
10%	£33,375	£300,375
15%	£50,063	£283,687
25%	£83,438	£250,312

A typical mortgage on the £333,750 median (85% LTV, 4.5% over 25 years) costs around £1,577/month. Based on 290 Land Registry sales.

Common questions about buying in SN13

What salary do you need to buy a house in SN13?

The median home in SN13 sold for £333,750. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £63,000 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in SN13?

Borrowing £283,688 (85% of the £333,750 median) at 4.5% over 25 years works out at roughly £1,577 a month on a repayment basis.

How much deposit do you need to buy in SN13?

On the £333,750 median price, a 5% deposit is £16,688 and a 10% deposit is £33,375. A larger deposit usually unlocks lower rates.

Are house prices in SN13 rising or falling?

Based on the latest Land Registry sold prices, prices in SN13 are not enough recent sales to show a trend, across 290 recorded sales.

Can you afford to buy in SN13?

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