What You Need to Earn to Buy in SO22

The median home in SO22 sold for £570,714. To buy at that price you'd typically need a household income of about £108,000 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in SO22

Deposit %	Deposit £	Mortgage needed
5%	£28,536	£542,178
10%	£57,071	£513,643
15%	£85,607	£485,107
25%	£142,679	£428,035

A typical mortgage on the £570,714 median (85% LTV, 4.5% over 25 years) costs around £2,696/month. Based on 546 Land Registry sales.

Common questions about buying in SO22

What salary do you need to buy a house in SO22?

The median home in SO22 sold for £570,714. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £108,000 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in SO22?

Borrowing £485,107 (85% of the £570,714 median) at 4.5% over 25 years works out at roughly £2,696 a month on a repayment basis.

How much deposit do you need to buy in SO22?

On the £570,714 median price, a 5% deposit is £28,536 and a 10% deposit is £57,071. A larger deposit usually unlocks lower rates.

Are house prices in SO22 rising or falling?

Based on the latest Land Registry sold prices, prices in SO22 are not enough recent sales to show a trend, across 546 recorded sales.

Can you afford to buy in SO22?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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