What You Need to Earn to Buy in SO51

The median home in SO51 sold for £409,000. To buy at that price you'd typically need a household income of about £77,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in SO51

Deposit %	Deposit £	Mortgage needed
5%	£20,450	£388,550
10%	£40,900	£368,100
15%	£61,350	£347,650
25%	£102,250	£306,750

A typical mortgage on the £409,000 median (85% LTV, 4.5% over 25 years) costs around £1,932/month. Based on 506 Land Registry sales.

Common questions about buying in SO51

What salary do you need to buy a house in SO51?

The median home in SO51 sold for £409,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £77,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in SO51?

Borrowing £347,650 (85% of the £409,000 median) at 4.5% over 25 years works out at roughly £1,932 a month on a repayment basis.

How much deposit do you need to buy in SO51?

On the £409,000 median price, a 5% deposit is £20,450 and a 10% deposit is £40,900. A larger deposit usually unlocks lower rates.

Are house prices in SO51 rising or falling?

Based on the latest Land Registry sold prices, prices in SO51 are not enough recent sales to show a trend, across 506 recorded sales.

Can you afford to buy in SO51?

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