What You Need to Earn to Buy in SR3

The median home in SR3 sold for £171,945. To buy at that price you'd typically need a household income of about £32,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in SR3

Deposit %	Deposit £	Mortgage needed
5%	£8,597	£163,348
10%	£17,195	£154,750
15%	£25,792	£146,153
25%	£42,986	£128,959

A typical mortgage on the £171,945 median (85% LTV, 4.5% over 25 years) costs around £812/month. Based on 599 Land Registry sales.

Common questions about buying in SR3

What salary do you need to buy a house in SR3?

The median home in SR3 sold for £171,945. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £32,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in SR3?

Borrowing £146,153 (85% of the £171,945 median) at 4.5% over 25 years works out at roughly £812 a month on a repayment basis.

How much deposit do you need to buy in SR3?

On the £171,945 median price, a 5% deposit is £8,597 and a 10% deposit is £17,195. A larger deposit usually unlocks lower rates.

Are house prices in SR3 rising or falling?

Based on the latest Land Registry sold prices, prices in SR3 are not enough recent sales to show a trend, across 599 recorded sales.

Can you afford to buy in SR3?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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