What You Need to Earn to Buy in TR21

The median home in TR21 sold for £445,000. To buy at that price you'd typically need a household income of about £84,000 — based on a 15% deposit and a 4.5× income multiple. Prices are down 51.4% on the previous year.

Deposit needed to buy in TR21

Deposit %	Deposit £	Mortgage needed
5%	£22,250	£422,750
10%	£44,500	£400,500
15%	£66,750	£378,250
25%	£111,250	£333,750

A typical mortgage on the £445,000 median (85% LTV, 4.5% over 25 years) costs around £2,102/month. Based on 37 Land Registry sales.

Common questions about buying in TR21

What salary do you need to buy a house in TR21?

The median home in TR21 sold for £445,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £84,000 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in TR21?

Borrowing £378,250 (85% of the £445,000 median) at 4.5% over 25 years works out at roughly £2,102 a month on a repayment basis.

How much deposit do you need to buy in TR21?

On the £445,000 median price, a 5% deposit is £22,250 and a 10% deposit is £44,500. A larger deposit usually unlocks lower rates.

Are house prices in TR21 rising or falling?

Based on the latest Land Registry sold prices, prices in TR21 are down 51.4% on the previous year, across 37 recorded sales.

Can you afford to buy in TR21?

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