What You Need to Earn to Buy in WC2B

The median home in WC2B sold for £900,000. To buy at that price you'd typically need a household income of about £170,000 — based on a 15% deposit and a 4.5× income multiple. Prices are down 30.8% on the previous year.

Deposit needed to buy in WC2B

Deposit %	Deposit £	Mortgage needed
5%	£45,000	£855,000
10%	£90,000	£810,000
15%	£135,000	£765,000
25%	£225,000	£675,000

A typical mortgage on the £900,000 median (85% LTV, 4.5% over 25 years) costs around £4,252/month. Based on 30 Land Registry sales.

Common questions about buying in WC2B

What salary do you need to buy a house in WC2B?

The median home in WC2B sold for £900,000. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £170,000 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in WC2B?

Borrowing £765,000 (85% of the £900,000 median) at 4.5% over 25 years works out at roughly £4,252 a month on a repayment basis.

How much deposit do you need to buy in WC2B?

On the £900,000 median price, a 5% deposit is £45,000 and a 10% deposit is £90,000. A larger deposit usually unlocks lower rates.

Are house prices in WC2B rising or falling?

Based on the latest Land Registry sold prices, prices in WC2B are down 30.8% on the previous year, across 30 recorded sales.

Can you afford to buy in WC2B?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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