What You Need to Earn to Buy in WC2H

The median home in WC2H sold for £907,500. To buy at that price you'd typically need a household income of about £171,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in WC2H

Deposit %	Deposit £	Mortgage needed
5%	£45,375	£862,125
10%	£90,750	£816,750
15%	£136,125	£771,375
25%	£226,875	£680,625

A typical mortgage on the £907,500 median (85% LTV, 4.5% over 25 years) costs around £4,288/month. Based on 46 Land Registry sales.

Common questions about buying in WC2H

What salary do you need to buy a house in WC2H?

The median home in WC2H sold for £907,500. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £171,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in WC2H?

Borrowing £771,375 (85% of the £907,500 median) at 4.5% over 25 years works out at roughly £4,288 a month on a repayment basis.

How much deposit do you need to buy in WC2H?

On the £907,500 median price, a 5% deposit is £45,375 and a 10% deposit is £90,750. A larger deposit usually unlocks lower rates.

Are house prices in WC2H rising or falling?

Based on the latest Land Registry sold prices, prices in WC2H are not enough recent sales to show a trend, across 46 recorded sales.

Can you afford to buy in WC2H?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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