What You Need to Earn to Buy in YO61

The median home in YO61 sold for £334,995. To buy at that price you'd typically need a household income of about £63,500 — based on a 15% deposit and a 4.5× income multiple. Prices are not enough recent sales to show a trend.

Deposit needed to buy in YO61

Deposit %	Deposit £	Mortgage needed
5%	£16,750	£318,245
10%	£33,500	£301,495
15%	£50,249	£284,746
25%	£83,749	£251,246

A typical mortgage on the £334,995 median (85% LTV, 4.5% over 25 years) costs around £1,583/month. Based on 338 Land Registry sales.

Common questions about buying in YO61

What salary do you need to buy a house in YO61?

The median home in YO61 sold for £334,995. With a 15% deposit and a typical 4.5× income multiple, you'd need a household income of about £63,500 to buy at that price. Higher-multiple lenders can reduce the income required — check your own figure with the affordability calculator.

How much is a typical mortgage payment in YO61?

Borrowing £284,746 (85% of the £334,995 median) at 4.5% over 25 years works out at roughly £1,583 a month on a repayment basis.

How much deposit do you need to buy in YO61?

On the £334,995 median price, a 5% deposit is £16,750 and a 10% deposit is £33,500. A larger deposit usually unlocks lower rates.

Are house prices in YO61 rising or falling?

Based on the latest Land Registry sold prices, prices in YO61 are not enough recent sales to show a trend, across 338 recorded sales.

Can you afford to buy in YO61?

Check exactly how much 60+ UK lenders would lend you — with your income. No credit search.

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