UK Mortgages for Expats
Buying or remortgaging a UK property while living overseas works differently to a standard UK application. Pick your country below for guidance on how lenders treat your income, or jump straight to the calculator.
47 of the 102 UK lenders we track currently show evidence of accepting British expat applications.
Information only — not advice. We are not FCA authorised.
Country guides
United Arab Emirates
Singapore
Hong Kong
Australia
United States
Canada
Switzerland
New Zealand
Saudi Arabia
Qatar
Spain
Ireland
France
Portugal
Cyprus
Italy
South Africa
Oman
Kuwait
More country guides are added regularly. Not sure your country's covered yet? Our calculator covers a wider range of countries than we currently have dedicated guides for.
Not sure which lenders' criteria could fit your situation?
Our expat mortgage calculator covers 47 expat-friendly lenders — 22 checked instantly, 25 accessible through an adviser — no credit search, results in minutes.
Try the Expat Mortgage Calculator